We regularly review our own business protection policies for our clients because circumstances may change and the business may not be adequately covered. If you don’t have an existing adviser or you would like a second opinion, we would be happy to discuss your agreements and provide you with our recommendations.

At Business Protect we have an extensive panel of providers, some of whom work directly with advisers like ourselves and don’t offer a direct service to business decision makers. This means you could be overpaying for your protection services or missing additional benefits.

A review of your protection is conducted in confidence and we will provide you with our opinion after reviewing the available solutions on the market.

Business growth is always to be encouraged and most of our clients are expanding their business to remain competitive and reach their goals. As a result, the organisation is constantly evolving, so the protection they have needs to evolve too.

We always want to ensure our clients have a policy that will meet their needs in the event they have to claim against their policy. Policies can be suitable when they’re written, but you and your business can quickly be underinsured if you encounter a growth surge. A good example is stakeholder/partnership protection – the policy will cover you for your business value but if your company value doubles after the policy is written, you may be underinsured. A free business protection review would help identify these areas so you can take steps to address the problem. The same can be said of key person insurance, if you recruit an IT director, for example, and you don’t have protection against their critical illness or death, your business could suffer.