Private Medical Insurance
Private medical insurance offers your employees thethe opportunity to meet with a doctor or dentistprivately, avoiding long NHS wait times. PMI can reduce staff absence and provide additional support for employees, such as mental health services.
Medical & Dental Insurance For Your Employees
40% of business decision makers plan to invest in private medical insurance (PMI) this year. Our qualified advisers are delighted to provide a consultative process to help source the best policy, across the whole of the market, to meet your business requirements.The rise in NHS wait times is impacting business productivity, but there is a solution. Staff illness and absence totalled 150 million days last year, according to government statistics, but we can help you keep your staff healthy and actively working on your business needs.
Private Medical Insurance For Employees
Private Medical Insurance is completely tax-deductible and can benefit your business, employees and their family.
Increasing numbers of business owners and decision makers understand the value of maintaining a healthy workforce. PMI is also applicable to the family of employees too, alleviating potentially long and stressful waiting times, allowing staff to focus on their job.
PMI covers medical and dental services and there’s a range of additional services which can benefit your employees. The process to arrange PMI for your company is straight forward; we begin with a telephone/ Teams conversation to understand your needs, followed by a face to face meeting to present our findings. Once you’ve decided which agreement is right for your company, we complete all the paperwork and help you during the implementation, so your colleagues benefit from all the additional services.
Added Services As Standard
Most Private Medical Insurance (PMI) policies come with additional services as standard, such as GP services where staff can receive a same day appointment with a doctor. There’s also the opportunity with some policies to receive a second opinion from healthcare professionals.
The benefits associated with PMI policies vary, so we’ll discuss what’s important to you and your business. There are various options available, with some policies offering half price gym memberships, mental health and counselling support and discounts off high street retailers.
Talk To Us About Business Medical Insurance
Contact Information
There’s many Private Medical Insurance providers, but our qualified, FCA regulated advisers source the whole of the market to find the right policy that meets the needs of your business. We conduct a fact finding exercise, then source all options before presenting our findings.
As part of one of the UKs largest financial services organisations, we will be in your corner to support you throughout the application process to implementation. Our advisers have helped businesses across the UK since 2009, so when you need to claim we’ll be here to help you.
To understand how PMI could benefit your employees and keep your business operating efficiently, please send an enquiry today.
Frequently Asked Questions - PMI
What is private medical care?
Private medical care refers to medical services provided by healthcare providers who are not employed by the government or a public healthcare system. Private medical care is often provided by private hospitals, clinics, and individual practitioners who are paid directly by patients or through private insurance.
What are the advantages of private medical care?
Some of the advantages of private medical care include:
- Faster access to appointments and treatment
- Greater choice of healthcare providers and facilities
- Better quality of care and more personalized attention
- Higher levels of patient satisfaction
- More flexibility in treatment options and choices
How do I access private medical care?
To access private medical care, you typically need to:
- Have a private health insurance plan that covers out-of-pocket expenses
- Pay for medical services directly or through a private insurance plan
- Find a private healthcare provider or facility that accepts your insurance plan or is willing to bill you directly
- Make an appointment with a healthcare provider or facility and pay for services upfront
Can I still use the NHS?
Yes, you may decide you still want to use the NHS for some services, including emergencies. PMI allows you to by-pass NHS waiting lists and be treated privately.
What types of services are typically provided in private medical care?
Private medical care may include a range of services, including:
- Routine check-ups and preventive care
- Diagnostic tests and treatments
- Surgical procedures
- Chronic disease management
- Palliative care
Are private healthcare providers more qualified than public healthcare providers?
Not necessarily. Private healthcare providers and public healthcare providers both have qualified and experienced professionals. However, some private healthcare providers may have additional training or experience in specific areas, while some public healthcare providers may have specialised training in areas such as primary care or community medicine.
Are there any drawbacks to private medical care?
Some potential drawbacks to private medical care include:
- Higher costs and out-of-pocket expenses
- Limited access to certain services or specialists
- Potential for unequal access to care based on income or social status
- Lack of accountability or transparency in some cases
Why are more businesses investing in PMI?
There’s various reasons why PMI is becoming more popular. Essentially most people agree that NHS waiting lists are growing, resulting in more staff being absent from work because of appointments or illness. Maintaining a health workforce can ensure your business operates efficiently and when used correctly, business private medical can “pay for itself”, which we’ll be happy to demonstrate if you get in touch.